Benefits Available

You could be insured for a combination of the following benefits depending on the package you select.
	Accidental Death and Dismemberment Benefit (AD&D) In case of death due to accident, 100% of the sum assured is paid to the nominee of the insured. In case of dismemberment due to accident, a specified percentage of the Sum Assured is paid according to the following schedule.
	Dismemberment % Of Sum Assured Loss of two or more limbs by amputation at or above wrist or ankle 100% Total and irrecoverable Loss of all sight in both eyes 100% Total and irrecoverable Loss of all sight in one eye and Loss of one limb by amputation at or above wrists or ankle 100% Loss of both limbs and index finger of either hand by amputation at or above the metacarpophalangeal joint 50% Total and irrevocable Loss of all sight in one eye 50% Loss of one limb by amputation at or above wrist or ankle 50%

Accidental Hospitalisation (AH) Provides compensation for expenses incurred on hospitalization of the Life Assured due to accident. The maximum benefit limit for this coverage is 10% of the Sum Assured subject to a maximum of Rs.50,000. Permanent Total Disability (PTD) Provides for the benefit in case of Permanent and Total Disability due to accident. The benefit payable to you shall be 100% of the Sum Assured. The benefit is payable if the state of permanent and total disability continues for a minimum period of 6 months. Temporary Disability (TD) Provides compensation for expenses incurred on hospitalization of the Life Assured due to accident. The maximum benefit limit for this coverage is 10% of the Sum Assured subject to a maximum of Rs.50,000.